Compare · Adyen vs. Truvora

Truvora vs. Adyen

Adyen is powerful, but its Interchange++ pricing is hard to predict, its platform is built for large enterprises, and it carries monthly minimums and a steep setup. Truvora gives you the same full payments platform with one lower flat rate, a developer-first API, and real human support, with no minimums. Here's exactly how the two stack up.

Flat rate

One predictable rate instead of Interchange++ math

No minimums

No monthly invoice minimums or enterprise contracts

Hours

Median response from a real person, not days or weeks

The full comparison

Enterprise-grade payments at one predictable flat rate, with billing and support included and no minimums to hit.

Truvora

2.6% + $0.25

Adyen

Interchange++

Pricing

Pricing model
Flat rate
Interchange++
Per-transaction rate
2.6% flat
Interchange + markup
Per-transaction fee
$0.25
$0.13 + scheme fees
Predictable effective rate
Yes
Varies per card
Monthly minimums
None
$120+/mo invoice min
Volume discounts
Automatic
Sales-negotiated

Features

Full payments API
Full
Full
Subscriptions & billing
Included
Add-on / build it
Invoicing
Included
Not built-in
Revenue recognition
Included
Not available
Native accounting sync
Built-in
Third-party apps
Global payment methods
Yes
Yes

Migration & support

Fast self-serve onboarding
Yes
Enterprise sales cycle
1-click data migration
Yes
N/A
Human support
Hours
Account-tier dependent
Dedicated migration team
Included
Enterprise only

Adyen figures reference publicly advertised standard pricing; effective rates vary by card, region, and negotiated terms. Adyen is a trademark of Adyen N.V. Truvora is not affiliated with or endorsed by Adyen.

Why teams pick Truvora over Adyen

The processing power is comparable. The pricing, the billing layer, and the onboarding aren't.

One flat rate instead of Interchange++ math

Adyen bills interchange plus scheme fees plus a markup on every transaction, so your effective rate shifts with each card and region and is hard to forecast. Truvora is a flat 2.6% + $0.25 with no monthly minimums, so you always know exactly what you'll pay.

A full platform without building the billing layer

Adyen gives you strong core processing, but subscriptions, invoicing, and revenue recognition are things you assemble yourself. Truvora includes billing, invoicing, and ASC 606 revenue recognition in one developer-first API.

Support and onboarding without an enterprise contract

Adyen is built around enterprise sales cycles, minimums, and account tiers. Every Truvora account gets self-serve onboarding, human support with a median response measured in hours, and a migration specialist to help you switch.

Questions about switching

How does Truvora's pricing compare to Adyen's?
Adyen uses Interchange++ pricing, so your rate is interchange plus scheme fees plus a per-transaction markup and varies by card and region. Truvora is a flat 2.6% + $0.25 with billing, invoicing, and revenue recognition included, and no monthly minimums.
Do I have to be an enterprise to use Truvora?
No. Adyen is built around enterprise contracts and monthly invoice minimums, while Truvora offers self-serve onboarding for SaaS and AI teams of any size with no minimums to hit.
Can I move my existing Adyen integration and data?
Our migration team helps you move customers, subscriptions, and billing data off Adyen, and a specialist works with you through the switch so nothing breaks for your customers.
Does Truvora support the payment methods Adyen does?
Yes. Truvora supports global cards and popular local payment methods, so you can consolidate onto one lower flat rate without losing the coverage you rely on.

Stop overpaying for payments

Migrate in a click, keep every feature, and switch to a lower, flat rate backed by support that actually answers.